A MeriDian AccUmen SoLutioNs product

Buy the home. Sell the home.
Skip the agent, if you want to.

BOMO Buy On My Own Meets SOMO Sell On My Own Match Made In SAVINGS

Search, tour, and make an offer yourself — or list your home directly. Backed by verified valuation data, not a commission-driven middleman.

Optional — for comparison, not sent to search
Example result
124 Maple Street
Fulshear, TX — Listed at $525,000
Estimated value
Range: $498,000 – $526,000
$512,000
Listed $13,000 above estimate

Search an address above to replace this with a live result.

Discover· Tour· Diligence· Offer· Close· No Commission· Verified Data· Your Timeline· Discover· Tour· Diligence· Offer· Close· No Commission· Verified Data· Your Timeline·
The process

Five stages, all in your hands

Every step a traditional agent would normally gate — you do it directly, with verified data behind you.

01

Discover

Verified pricing, tax history, and comps pulled directly from live Realtor.com listings — the same data agents and brokers see.

02

Tour

Request a self-guided or scheduled tour once you're identity-verified. No agent coordination required.

03

Diligence

Review disclosures and condition data with plain-language flags on what to verify yourself.

04

Offer

Build a state-compliant offer with a guided wizard — price, contingencies, earnest money, timeline.

05

Close

Track inspection, appraisal, and closing milestones through to keys in hand.

Every home tells a story.

Tour on your schedule. Buy on your terms.

Why go direct

A buyer or seller agent
isn't required in any state

Sellers still pay to list. There's no rule that says a buyer or seller needs someone else negotiating on their behalf.

BOMOBuy On My Own Meets SOMOSell On My Own Match Made In SAVINGS
With a traditional agent

2.5–3% commission, now an explicit buyer-side negotiation since the industry's commission structure changed nationally.

Incentive is speed and closing — not necessarily the lowest price for you.

Touring on their calendar, not yours.

With HomeLaxy

Zero buyer-side commission — apply the savings as a credit or a lower offer.

Verified data with no sales incentive attached to the number.

Tour, review, and offer on your own timeline.

Sold home — list directly with HomeLaxy
Sold direct — no agent commission
Sell direct

List your home

SOMOSell On My Own

Free to list. Identity verification required — so listings stay real. Your listing goes public once verification completes.

By submitting, you confirm you own or are authorized to sell this property, that your listing details will be public once live, and you agree to our Terms and Privacy Policy.

Browse

Homes listed directly by owners

Verified listings, no agent commission built into the price.

Loading listings…

Choose your path

You decide how much help you need — and pay accordingly

Not one flat fee for everyone. A traditional agent charges the same 2.5–3% whether you need a lot of help or almost none — these paths let the cost actually match the help.

In development

Self-Service BOMOBuy On My Own

Search, tour, and offer entirely yourself through the platform — no agent involved at any point.

Compliance handled byHomeLaxy's own licensed broker of record
Cost shapeLowest of the four — a small fixed fee, not a commission
Learn more

You handle search, touring, and offer-building yourself through the platform's tools. HomeLaxy's own broker of record signs off on what needs a licensed signature — you're not left to figure out compliance on your own, but there's no agent guiding the negotiation or walkthroughs.

Best fit if you're comfortable doing the legwork and mainly want the legal side handled correctly, not a person walking you through it.

In development

Low-Commission Agent

A real licensed agent from our network handles paperwork and negotiation support, for a fraction of a traditional commission.

Compliance handled byThe agent's own real estate license
Cost shapeFlat or small percentage — you see the number upfront, well below 2.5–3%
Learn more

You're matched with a real licensed agent from HomeLaxy's network who works for a flat or reduced fee instead of a traditional commission. They handle the paperwork, forms, and negotiation support — you still drive the search and decision-making through the platform.

Best fit if you want a person handling the transaction details, but not the 2.5–3% price tag that usually comes with it.

In development

Agent / Broker Bid

Post your transaction once — licensed agents and brokers in our network compete with flat-fee bids for your business. You pick.

Compliance handled byWhichever agent/broker you select
Cost shapeMarket-driven — competition can push this below the low-commission tier
Learn more

You post your transaction details once — property, timeline, what kind of help you want — and licensed agents/brokers in the network submit competing flat-fee bids. You compare them side by side and pick whoever fits, on price or fit or both.

Best fit if you want the lowest possible professional fee and don't mind a short bidding window before you start.

In development

Attorney Representation

A real estate attorney represents you directly — drafts or reviews the contract, handles the closing. The most hands-on, most protected path.

Compliance handled byThe attorney's own license — you pay them directly
Cost shapeHighest of the four, priced by the attorney — but still typically far below a % commission
Learn more

A real estate attorney represents you directly through the whole transaction — drafting or reviewing the contract, handling disclosures, and managing the closing. You pay the attorney's fee directly; HomeLaxy doesn't take a cut of it.

Best fit if you want the most legally protected path, or your state expects attorney involvement regardless.

Fast Service

An add-on, not a fifth path — layer it onto any of the four above for priority tour scheduling and expedited offer turnaround, for an extra fee.

None of these four paths are live yet — this is the real model we're building toward, shown honestly rather than as a working marketplace before it exists. Inspection, title, escrow, and lender fees are always separate from any path, paid directly to those providers.

About

Built on real market data — not a sales pipeline

HomeLaxy is a MeriDian AccUmen SoLutioNs venture, built on real-time market data — not a synthetic estimate or a sales pipeline.

Real, live market data

Property records, pricing, and market data come directly from active Realtor.com listings — the same records agents themselves work from, not a synthetic or lagging estimate.

No commission on the number

Nobody here is paid based on the price you pay. The valuation data has no incentive attached to it either way.

Vetted, not owned

Inspectors, title companies, and lenders you work with are independent providers you choose — HomeLaxy doesn't sell you a bundled in-house service.

Questions

Common questions

Can I legally buy a home without an agent?

Yes, in all 50 states. A buyer's agent has never been a legal requirement — it's a service you can choose to use or not.

Will the seller's agent take my offer seriously without a buyer's agent involved?

Listing agents have a duty to present all offers to their seller. An offer with no buyer-agent commission attached is often more attractive to a seller, not less, since it can mean a lower net cost or more room to negotiate price.

What happens if my financing falls through?

A financing contingency, built into the offer wizard, protects your earnest money deposit if your loan doesn't come through — you can walk away without losing your deposit, as long as the contingency terms are met.

Do I still need a real estate attorney?

It depends on the state. Some states legally require an attorney to be involved in closing regardless of whether you use an agent — HomeLaxy's initial launch states don't require this, but we'll always tell you upfront if yours does. If you'd rather have an attorney handle things directly either way, that's exactly what the Attorney Representation path above is for.

Why does identity verification happen before I can tour or make an offer?

It protects sellers and their homes, and it's what makes self-guided or lightly-supervised tours possible without an agent present. Verification is handled by Stripe Identity — HomeLaxy never stores your ID documents directly.

Which states can I actually use this in right now?

None yet, formally — Texas, Wisconsin, and Illinois are in review, each requiring a real, attorney-reviewed contract template before launch. See the Availability section below for current status.

Availability

Launching in three states first

Real estate contracts are state-specific by law. HomeLaxy is launching carefully — each state goes live only once it has a real, attorney-reviewed contract template.

Texas — in review
Wisconsin — in review
Illinois — in review